Commercial insurance

Refund Annuity

As a quick review, an annuity is a series of equal payments that occur over equally spaced time periods for a specified number of years that accumulate compounded interest with each payment. The time period is typically 20, 25, or 30 years. Annuities can be payments you are making to mainly (but not solely) benefit… Read more Refund Annuity

Refund Annuity

Insurance for Listed Buildings

Appreciation for the historic home comes with an understanding of cultural value, but insurance for listed buildings must consider the inherent special value that such buildings have. Many homes built with architectural features have survived decades or centuries of wars, famine, pestilence, fires, and angry mobs ready to blow up the front of the building… Read more Insurance for Listed Buildings

Insurance for Listed Buildings

Renters Insurance

Tenant’s liability insurance is where tenants themselves take out insurance to cover the carpets, fixtures and similar object owned by the landlord in a rented property. This insurance will ensure that tenants avoid large costs if accidental or other insured damages occur to things like carpets and fixtures. Therefore, tenants with the right insurance are… Read more Renters Insurance

Renters Insurance

Umbrella Liability Coverage

It is a requirement that every business owner carry general liability insurance to protect against the obvious run-ins they might have with customers, suppliers, and other unknown elements. But what about additional insurance coverage? Is it necessary, and what does it cover exactly? How much coverage does an umbrella policy offer? The most common umbrella… Read more Umbrella Liability Coverage

Excess-Liability-Umbrella

Commercial insurance carriers

Commercial insurance carriers are companies that provide insurance to businesses and commercial operations rather than individuals. The principle of such insurance is fundamentally the same as private insurance, of course. As with private insurance, commercial insurance is a kind of risk management in which the company pays the company a fee to cover itself in… Read more Commercial insurance carriers

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