A Quick Guide to the Popular Car Insurance Companies

With so many different car insurance companies out there, it’s difficult to research all of them and find the best ones. Luckily, most of the research has been done and lists have been compiled of the best car insurance companies available.
Each one is unique in its own way, and there are many options to consider when purchasing car insurance. Online guides might be just what you need to make an educated decision as to which Houston car insurance company fits the needs of you and your family.

A Quick Guide to the Popular Car Insurance Companies

Access insurance company offers new customers many advantages including low down payments, payment loans, online bill pay, flexible reinstatements, and bi-lingual customer support.
Their service is some of the best in the industry and it is one of the best companies for those on a tight budget.
Their myriad of benefits to new customers makes them a great company for those looking to switch car insurance companies as well as loyal customers who have become accustomed to great service.

Esurance, the car insurance company with the punky cartoon girl has some of the best prices in the industry as well as an easy to use site.
Reviews vary, some stating that there is quite a hefty cancellation fee, other enjoying the plethora of options they offer and competitive prices.
There have also been reports of high premiums for customers who don’t fit their discount requirements. Esurance will insure those with prior history of driving violations which makes them great for individuals who have lost coverage due to previous accidents.
They also offer lower premiums for young drivers who will often be overcharged for insurance. The easy to use web site gives users full access to their policies and their online customer service department is very useful. Individuals have had complaints about their billing system, stating that it can be a hassle if you relocate and wish to keep your policy.

As is consistent with many of the more popular car insurance companies, Progressive offers many options and discounts for certain aspects of driving which can lead to huge savings in the long run. Progressive is also reported by customers not to raise rates frequently, making them great for families with multiple vehicles needing insurance.
Many individuals insured by Progressive report good customer service, but complain of hidden fees occasionally appearing on their statements. The representatives are budget conscious, and the average rating on the company is basically split down the middle depending on the type of experience individual customers have.

Allstate does have some fancy perks for being a safe driver, and they offer lower premiums than many car insurance companies. Many customer complaints lie in their slow response time and less than stable online bill payment. Many customers also claim that they are quick to drop your policy if payments are delinquent or made late too often. It’s important to stay up to date on payments with Allstate since they do have many positive benefits for long-term customers.
The stories of having a policy canceled depend on the situation, but horror stories are out there of Allstate canceling a policy over small amounts of money. Even with the lower rates claimed by Allstate customers, in a few occasions, there have been claims of premiums skyrocketing after a few renewals after continuously dropping at first.

Geico offers many discounts for safe driving, economically friendly initiatives, and other ways to lower premiums. These are all listed in the options, but customers claim that they are sometimes hard to pick out on the bill. Depending on the state, Geico has some of the best rates overall, but sometimes has the worst. For whatever reason, this insurance company has quite the variation in prices depending on location meaning it can be either one of the best or one of the worst deals around on Houston car insurance.

Most reviews lie somewhere in between depending on the experience that the customers had. It’s best to research each company individually and find the options that best meet your insurance needs. Like any insurance company, there will be small differences I each one, all of which must be evaluated for what they are and chosen or ignored based on these elements.

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